$ Education USA, LLC. ($ED) is required to disclose the following:

  • The $ED instructor that will be delivering your bankruptcy debtor education is an experienced and trained professional. Instructors either hold a teaching certificate or have been certified as a personal finance counselor by a third-​​party organization
  • $ED offers the bankruptcy debtor education program needed prior to discharge of debt. The United States Trustee has reviewed only the provider’s instructional course and has neither reviewed nor approved any other services the provider provides to debtors.
  • For an individual or joint bankruptcy, the cost of the bankruptcy debtor education course is $9.95 and is offered by internet. Payment can be made by debit card, credit card, prepaid card, automatic withdrawal from a bank account, and attorney code. If requested, $ED will provide refunds according to the following guidelines: (1) If a person completes the course and a certificate is requested and issued, no refund will be provided; (2) Otherwise, a refund for the amount paid less a $5 fee for expenses incurred will be issued. A refund must be requested within 30 days of payment.
  • The debtor student must provide bankruptcy case number.
  • The bankruptcy debtor education course is provided to debtor students without regard to the student’s ability to pay the fee. You may review our fee waiver policy by clicking here.
  • $ED does not pay or receive fees or other consideration for the referral of customers to $ED.
  • All debtor students of the bankruptcy debtor education course must remain within the course and its content for a minimum of two (2) hours.
  • $ED is not responsible for any client-​​side technical problems or challenges. These include the basic understanding of how to operate a computer or mobile device, the compatibility of your computer or mobile device, internet connectivity, and the use of any necessary software applications or programs.
  • Upon completion of the course, $ED will promptly provide a certificate of course completion to the debtor student. $ED may also provide your attorney and/​or bankruptcy judge/​trustee with copies of your certificate, as well as any other required information gathered during the counseling session.
  • Your privacy is important to us. We make certain that all information shared orally, electronically, and in writing will be managed within legal and ethical considerations. We will take precautions to disclose information only to those who have a right to know. $ED may be required to disclose certain information to the United States Trustee in connection with the United States Trustee’s oversight of the provider, or during investigation of complaints, during onsite visits, or during quality of service reviews. A copy of our entire privacy policy is available upon request or can be accessed from our website.
  • $ED provides services in English.
  • You may contact us at any time if you have any questions or concerns.